Fast, 15-second online application. No impact to your credit score for inquiring. No cost, No obligation.
Learn MoreYou'll be paired with your own expert Business Financing advisor to discuss your options at no cost to you and with no obligation!
Learn MoreReceive your business funding FAST! Typical funding is within 24 hours, with Same-day funding possible based on program choice.
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Why Choose MoneyNavigation & ROK Financial
Find out what you qualify for today
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Your Financing Options
Small business loans from $10k to $5 million to provide expansion capital for growth opportunities and operational needs.
Revolving lines of credit up to $250k+ to cover day-to-day operating expenses and short-term capital needs.
Financing solutions to help upgrade equipment, expand capacity, and grow your business with new purchases.
SBA-guaranteed long-term, fixed-rate financing up to $5 million for real estate, equipment, or working capital.
Turn your unpaid customer invoices into working capital quickly through flexible accounts receivable financing options.
Get access to fast, short-term business funding based on your credit card processing history and sales.
Use your commercial real estate property, inventory, accounts receivable, or equipment as collateral for asset based loans.
Flexible financing options to start or grow your franchise location with better rates and terms than alternatives.
Funding to quickly purchase, renovate, and resell investment properties for profit with flip financing.
Startup funding through SBA microloans and alternative lending options tailored to early stage businesses.
We're here to help
MoneyNavigation is a business development partner, heading up a west coast expansion team for ROK Financial. ROK is a leader in the field of small business lending solutions based in Great River, New York. Our ROK Business Financing Advisors will help you find the best financing options for your business to get you more funding, better terms, and lower interest rates. They're available to explain every step of the process from application to re-payment schedule!
a small business loan is any funding option specifically designed for a small business. Small business loans allow existing or startup companies to borrow money from various lenders. Various loan types exist to help entrepreneurs meet different goals. The way each loan works depends on the type of loan.
Your need for capital will vary from smaller, short-term financing for purchasing equipment, buying new or additional inventory, and leasehold improvements to more extensive, longer-term loans for expansion projects and growth. Your ROK Financing Advisor will recommend the best options available to you based on your specific goals and circumstances. So, the best loan is really determined by your goals and the strength of your application.
Loan rates will be dependent upon the type of loan for which you are applying, the strength of your application & the current lending market conditions. There is also some variation depending on the amount you need and the specific terms. The truth is that small business loan rates from alternative lenders can also be higher than traditional bank loans. However, there's a tradeoff: while some business owners may not qualify for financing through a traditional lender, an alternative lender can fill that gap. The average small business loan interest rate can range somewhere between 2 percent and 13 percent or more. An SBA loan has a bit narrower range; from 3.5 percent to over 11 percent or more.
